A claim will need to be lodged if the contents of the insured’s home are:

●  Stolen
●  Damaged due to :
     - Fire
     - Lightning
     - Explosion
     - Storm
     - Earthquake

The contents are covered for their current replacement cost as long as the sum insured represents the total value of all contents at their current replacement values.

This can be done online, telephonically, or by fax.