At Mutual & Federal Agri we offer more than just insurance - we always ensure your peace of mind through a complete understanding of your business. That’s why our crop insurance products are flexible enough to address your needs, but still solid in the complete protection they offer.

Which crop insurance policy and extensions best suits your needs?

HailPlus Policy

Hail cover is available in various forms. These options ensure Mutual & Federal meets each individual farmer’s need for a balance between affordability and the required cover.

Crops insured:

Cover against:

• Hail
• Fire or Lightning
• Chemical Overspray (Conditions apply)
• Transit (From the lands to the silo’s – no more than 100km radius)
• Frost (Cover extension in winter grains – Conditions apply)

Multi Peril Policy

In addition to the loss in yield mass, losses due to downgrading on wheat and maize are also covered.

Cover under this section is on offer at various guarantee levels, reflecting the risk profile of the farming unit and its environment.

With this extended risk cover, Mutual & Federal offers the farmer total peace of mind and cover at affordable premiums. Mutual & Federal is the only insurer to provide cover directly to the farmer.

Coverage will be accepted on the prerequisite that both sections are written, except in the Western Cape and Namibia (conditions apply). All the lands must be offered for insurance.

Crops insured:

Cover Types:

Dryland

Cover against:

• Consequential loss due to hail
• Drought and excessive heat waves (irrigation crops excluded)
• Frost
• Excessive rainfall
• Uncontrollable plant diseases and pests
• Wind damage
• Even losses due to downgrading problems (conditions apply)

Irrigation

Cover against:

• Consequential loss due to hail
• Frost
• Excessive rainfall
• Uncontrollable plant diseases and pests
• Wind damage
• Even losses due to downgrading problems (conditions apply)

Professional assessors are available country-wide to conduct quick and accurate loss assessments.

Contact us:

For further details about this policy, please contact us at:

Tel: (012) 400-8340 / 8269 / 8268

Fax: (012) 400-8391

E-mail: cropinfo@mf.co.za